When it comes to choosing a credit card, there are various options available in the market. However, not all credit cards offer the same benefits and rewards. One such credit card that has been gaining popularity among travel enthusiasts is the Hyatt Credit Card. In this article, we will do a comprehensive Hyatt Credit Card review and explore its features, rewards, and benefits.
Introduction to Hyatt Credit Card
The Hyatt Credit Card is a co-branded credit card offered by Chase Bank in partnership with Hyatt Hotels Corporation. The card offers various benefits and rewards for people who frequently stay at hotels and prefer luxury travel experiences. With this credit card, customers can earn points on their purchases, which they can redeem for free hotel stays, room upgrades, and other exclusive benefits.
Features of Hyatt Credit Card
One of the most significant advantages of using the Hyatt Credit Card is the sign-up bonus it offers. Customers who spend $3,000 within three months of account opening can earn up to 30,000 bonus points. These points can be redeemed for up to six nights at a Category 1 Hyatt property or up to two nights at a Category 7 Hyatt property.
The Hyatt Credit Card offers ample opportunities to earn points on eligible purchases. Customers can earn four points per dollar spent at Hyatt hotels and resorts worldwide, two points per dollar spent on dining, airline tickets purchased directly from airlines, and car rental agencies. They can also earn one point per dollar spent on all other purchases.
With the Hyatt Credit Card, customers can enjoy elite status benefits such as free room upgrades, late checkout, and waived resort fees. They can also earn additional elite night credits by spending $5,000 on the card each year, which can help them reach the next elite tier faster.
No Foreign Transaction Fees
Another significant advantage of the Hyatt Credit Card is that it has no foreign transaction fees. Customers can use their card for purchases made outside the United States without incurring any additional charges.
Rewards and Benefits of Hyatt Credit Card
One of the most significant benefits of using the Hyatt Credit Card is the ability to earn free nights at Hyatt properties worldwide. Customers can redeem their points for free nights starting at just 5,000 points per night. They can also use their points to upgrade their room or book premium suites.
Hyatt Club Lounge Access
Customers who hold the Hyatt Credit Card can enjoy free access to Hyatt Club lounges with complimentary breakfast, snacks, and beverages. This exclusive benefit is available to customers who stay at least ten qualifying nights at a Hyatt property each year.
World of Hyatt Elite Status
By using the Hyatt Credit Card, customers can enjoy various elite status benefits under the World of Hyatt loyalty program. These benefits include free room upgrades, late checkout, waived resort fees, and welcome amenities. Customers can also earn additional elite night credits towards attaining higher elite tiers.
Pros and Cons of Hyatt Credit Card
- Generous sign-up bonus
- High rewards rate on eligible purchases
- No foreign transaction fees
- Exclusive benefits such as free nights and elite status
- Hyatt Club lounge access
- Additional elite night credits towards higher elite tiers
- Annual fee of $95
- Limited options for non-Hyatt purchases
- Redeeming points for experiences or non-hotel merchandise may not be as valuable
- Must frequently stay at Hyatt properties to maximize the benefits
In conclusion, the Hyatt Credit Card is an excellent option for people who frequently stay at hotels and resorts and prefer luxury travel experiences. With its generous sign-up bonus, high rewards rate, and exclusive benefits such as free nights and elite status, the card offers ample opportunities to maximize the value of your purchases. However, it does come with an annual fee and limited options for non-Hyatt purchases. Overall, if you are a Hyatt loyalist or a frequent traveler, the Hyatt Credit Card can be an excellent addition to your wallet.